Remco Insurance Services
☰ ˟
  • Home
  • Get A Quote
  • What We Offer
    • Automobile
    • Bonds
    • Business & Commercial
    • Business Owners Policy
    • Farm
    • Flood
    • Homeowners
    • Landlord Policy
    • Life
    • Limousine
    • Recreational Vehicle
    • Renters
    • Trucking
    • Watercraft & Boat
  • Make A Payment
  • Resources
    • View Our Blog
    • Frequently Asked Questions
    • Join Our Newsletter
    • Refer a Friend
  • About Us
    • About Remco Insurance Services Inc
    • Employee Directory
    • Partners
    • Privacy Policy
  • Contact
Home > Blog > Protecting Your Belongings In Your Home
WEDNESDAY, JULY 15, 2020

Protecting Your Belongings In Your Home

Home Belongings

You consider your home safe and secure. However, there are plenty of unexpected hazards that might strike at any time. Events from fires to vandalism, theft or water damage might occur without warning, and they might damage your belongings. What are some practical steps you can take to protect important items like your clothing, jewelry, mementos and furniture? If you need to claim these items on your homeowners insurance, what do you need to do?

Keep Receipts And Take Photos

Documentation is great when it comes to making a homeowners insurance claim. If you can prove the value of an item, then you are more likely to recover an appropriate amount of money for the loss. Therefore, don't hesitate to document the value of certain belongings. For example, when buying new furniture, keep your receipts and take pictures of the items. File these items in a place that can withstand damage, such as in a network cloud or a waterproof, fireproof box.

Buy A Safe

Many people buy safes or security boxes to store important items. For a relatively small investment, you might be able to protect such important assets as:

  • Jewelry
  • Social security and bank information
  • Medical records
  • Family photos
  • Insurance policies
  • Credit cards and cash
  • Deeds, wills and titles

These safes or security boxes might be waterproof, fireproof and able to withstand crushing weights. However, when you buy one of these, keep it hidden. Even though you might keep the box locked, thieves are very crafty and can pick locks. Safes are often the first items they look for in a break-in. If you are especially safety-conscious, consider storing important belongings in a safety deposit box at a bank.

Don't Advertise

There's nothing wrong with wearing your best jewelry or showing off a new piece of electronic equipment. However, don't leave these items laying around. Not only might someone in the house catch sight of them, but someone on the street might do so also. Always put these items away (in a locked place, if possible) when you leave home.

Use Waterproof Storage

It is a good idea not to store belongings in cardboard boxes. Plastic or sustainable storage boxes can better protect these items. Anything from a leaking pipe to a pest infestation might damage items stored in cardboard. The bad news is that occurrences like these might have no coverage under your home insurance. Your insurer might claim you could have prevented the damage. And they might deny your claim.

Never store your belongings in places that leave them exposed to potential hazards. It's a better idea to protect them as best you can. That way, you'll possibly receive a better return on your homeowners insurance claim.

Get A Quote

Posted 12:00 PM

Tags: home insurance, remco insurance services
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019

  • remco insurance services(6)
  • business insurance(5)
  • car insurance(4)
  • home insurance(3)
  • commercial insurance(3)
  • auto insurance(3)
  • commercial auto insurance(2)
  • workers compensation insurance(2)
  • startup insurance(1)
  • liability insurance(1)
  • homeowners insurance(1)
  • covid-19(1)
  • general liability insurance(1)
  • bop insurance(1)
  • business owners policy(1)

View Mobile Version
Resources
Home
Products
Make a Payment
Meet the Team
Our Locations
About Us
Careers
Contact
Customer Login

Contact 44 Second Street Pike 100
Southampton, PA 18966

P: 215-357-7878
F: 215-357-6640
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.